Protection if the worst happens
Insurance exists to protect possessions, such as houses, against unforeseen loss or damage. Having adequate insurance should enable you to be no worse off after a loss has happened.
Insurance
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Protecting your business
Insurance for a builder is as essential as a good kit of tools. But do you know what the nine different types of cover protect you from? And when can you ask clients to take out their own cover for a building job?
No surprises with the right cover
The many types of insurance policies available to contractors can be confusing. In knowing your responsibilities and needs and choosing policies that suit, you could remove nasty surprises when things go wrong.
Risk and rising seas
Climate change is already causing rising sea levels, putting coastal properties at risk. Work by the Insurance Council and local government is identifying and evaluating this risk and considering adaptation measures.
High price of coastal living
Continued residential development on our coasts suggests that the housing market is underpricing or ignoring the risk of sea-level rise. However, the insurance industry is already flagging big changes ahead in high-risk areas.
Insurance basics
Building professionals face four key areas of risk. To sleep soundly at night, make sure you have the correct insurance to cover your risk factors.
Pressing need to adapt
As losses from extreme weather mount each year, the government is starting to act on climate change. Changes in the way our homes are designed or adapted need to come sooner rather than later.
